HiRoad® Car Insurance 2.60.0

Drive responsibly and save up to 50% on your auto insurance every month with HiRoad. This comprehensive app-powered insurance is designed for careful drivers who want to be rewarded for their good habits.

HiRoad goes beyond traditional insurance providers by providing you with the tools to understand your driving behaviors and make meaningful improvements when you are on the road. The best part is that you can earn monthly rewards for your safe driving, contributing to safer roads for everyone.

If you're the type of person who puts the shopping cart back, holds the elevator door for coworkers, and always takes the high road, then HiRoad is perfect for you.

What's included in the HiRoad app?

The HiRoad app offers several features to enhance your driving experience:

• Driving Scores – Using the advanced technology of your smartphone, the app measures your driving behavior based on factors such as distraction-free driving, adherence to driving patterns, safe speeds, and smooth driving. By scoring high in these areas, you can save up to 50% on your insurance premium each month.
• The HiRoader Recap – At the end of every month, the app provides a summary of your driving scores, monthly rewards, and improvements made to your driving habits. It's an excellent way for HiRoad to celebrate your commitment to being a mindful driver.
• Tip Cards – Whether you had a bad trip or a rough month, the HiRoad app offers helpful tips to improve your driving score and earn more rewards on your next bill. Even the best drivers can make mistakes, and this feature allows you to learn from them and strive for improvement.
• Other Helpful Tools – The app also includes features such as bill payment via Apple Pay or major credit/debit cards, access to policy information, easy claims submission to HiRoad's 24/7 claims team, billing history, policy changes, and the option to chat with customer care for assistance with any app related issues.

Get to Know HiRoad

What is HiRoad?

HiRoad is an insurance company that rewards good drivers using the smart technology in their phone.

Where can I get HiRoad insurance?

Currently, HiRoad offers insurance coverage in Rhode Island and Arizona.

What types of insurance does HiRoad offer?

HiRoad provides auto insurance with a range of coverage options tailored to fit different lifestyles. They also offer renters coverage, and when you combine auto and renters insurance, you qualify for a multi-policy discount.

What can the HiRoad app do?

The HiRoad app utilizes the smart technology in your phone to measure your driving habits. It tracks your driving behavior and rewards you based on your scores. The better you drive, the higher your scores and rewards. Additionally, the app offers helpful driving tips to improve your skills each month and allows you to access your policy, pay your bill, file claims, and more.

How does the app know when I'm driving?

To earn rewards, you need to record and classify your trips within the app. If you're driving, you classify the trip as "driving." If you're using public transportation or rideshare services, you select "not driving."

Do I need to use the HiRoad app?

If you want to earn rewards for your safe driving, then yes, you need to use the HiRoad app. It's important to regularly check the app and review your recorded trips.

Where can I get HiRoad insurance?

Currently, HiRoad offers insurance coverage in Rhode Island and Arizona.

Why does HiRoad reward good driving?

At HiRoad, we believe that when you are rewarded for your safe and responsible driving, everyone benefits from safer and cleaner roads. Our mission is to create a better future where doing the right thing is rewarded for all of us.